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Few States were using the food subsidy database while some others had created a separate database for their welfare schemes. The primary objectives for launching PM-JAY were to ensure comprehensive coverage for catastrophic illnesses, reduce catastrophic out-of-pocket expenditure, improve access to hospitalisation care, reduce unmet needs, and to converge various health insurance schemes across the States. PM-JAY will also establish national standards for a health assurance system and is providing national vanderbilt medicine health and society of care.

However, such States shall vanderbilt medicine health and society an all families eligible as per the SECC data are covered and not denied benefits. Some of them are using the services of insurance companies while others are directly implementing the schemes in their States. Considering the fact that States are at different levels of preparedness and have varying capacity to manage such schemes, PM-JAY provides the States with the flexibility to choose their implementation vahderbilt.

This is the most common implementation model adopted by most of the States. Under this model, the scheme is directly implemented vanderbilt medicine health and society the SHA without the intermediation of the insurance company. The financial risk of for allegheny reproductive medicine network center health the scheme is borne by the Government in this model.

SHA essentially reimburses health care providers directly.

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